32966 ZIP Code — Vero Beach, FL

Indian River County, Florida

ZIP code 32966 is located in Vero Beach, Florida, within Indian River County. It covers approximately 259.76 square miles and serves a population of 19,419 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 772.

About ZIP code 32966

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $251,100. Owner-occupancy is high at 77%, well above the national average.

Median household income is $65,923. 61% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 31% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%.

Overall, ZIP code 32966 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

19,419

population

259.76

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32966 ZIP code map

Cities in ZIP code 32966

Below are the cities the US Postal Service accepts for ZIP code 32966. Using any city not on this list may result in mail delivery delays.

City	Status
Vero Beach	Acceptable
Vero Beach	Preferred

Nearby ZIP codes

32948 Fellsmere (7.4 mi) 32968 Vero Beach (9.5 mi) 32967 Vero Beach (12.2 mi) 32958 Sebastian (14.5 mi) 32960 Vero Beach (15.3 mi) 32976 Sebastian (16.1 mi) 32963 Vero Beach (16.5 mi) 34945 Fort Pierce (16.5 mi) 34951 Fort Pierce (16.8 mi) 32962 Vero Beach (16.9 mi) 32909 Palm Bay (18.1 mi) 32949 Grant (18.9 mi)

Demographics updated 05/2026

Population
Total population	19,419
Population density	75 / sq mi
State FIPS	12
County FIPS	061

Geography
Land area	259.76 sq mi
Water area	10.68 sq mi
Latitude	27.6494
Longitude	-80.6517
Timezone	Eastern (ET)
Area code	772

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.9%	44.3%	43.4%
$50k – $100k	30.4%	30.0%	30.8%
$100k – $200k	19.6%	18.6%	19.3%
Over $200k	3.2%	7.1%	6.4%

Demographics & statistics

19,419

Population

People per sq mi

62.3

Median age

$65,923

Median household income

$41,101

Per capita income

$251,100

Median home value

$1,328

Median monthly rent

76.8%

Home ownership

8.9%

Poverty rate

6.0%

Unemployment

9,308

Housing units

31.4%

Bachelor's or higher

Age distribution

Male Female

304

Under 5

347

263

5–9

300

326

10–14

372

298

15–19

341

254

20–24

291

657

25–34

751

550

35–44

630

770

45–54

881

760

55–59

869

853

60–64

976

1,843

65–74

2,108

1,409

75–84

1,612

771

85+

883

← Male

Female →

Age summary

Group	Count	%
Under 18	2,283	11.8%
18 and over	17,136	88.2%
65 and over	8,626	44.4%
Median age	62.3 years

Race & ethnicity

White 82.8%

Two or more races 6.4%

Hispanic or Latino 5.8%

Black or African American 2.8%

Other race 1.2%

Asian 0.9%

American Indian / Alaska Native 0.1%

Group	Count	%
White	17,068	82.8%
Two or more races	1,323	6.4%
Hispanic or Latino	1,191	5.8%
Black or African American	578	2.8%
Other race	249	1.2%
Asian	184	0.9%
American Indian / Alaska Native	17	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.9%	44.3%	43.4%
$50k – $100k	30.4%	30.0%	30.8%
$100k – $200k	19.6%	18.6%	19.3%
Over $200k	3.2%	7.1%	6.4%

Under $10k 7.0%

$10k–$15k 3.2%

$15k–$25k 7.5%

$25k–$35k 9.4%

$35k–$50k 12.3%

$50k–$75k 17.7%

$75k–$100k 13.9%

$100k–$150k 15.9%

$150k–$200k 8.3%

$200k+ 4.7%

Range	% of households
Under $10k	7.0%
$10k–$15k	3.2%
$15k–$25k	7.5%
$25k–$35k	9.4%
$35k–$50k	12.3%
$50k–$75k	17.7%
$75k–$100k	13.9%
$100k–$150k	15.9%
$150k–$200k	8.3%
$200k+	4.7%
Median income	$65,923

Housing

Home values

Under $50k 20.2%

$50k–$100k 9.1%

$100k–$150k 5.8%

$150k–$200k 6.6%

$200k–$300k 24.7%

$300k–$500k 27.3%

$500k–$1M 6.1%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$251,100
Median rent / month	$1,328
Owner occupied	76.8%
Renter occupied	23.2%
Vacant	19.7%
Single-family detached	45.4%
Large apartment buildings	8.8%
Mobile homes	25.4%
Median rooms	5.2
Avg household size (owned)	2.13

Year built

Era	%
2020 or later	2.0%
2010–2019	12.5%
2000–2009	25.0%
1990–1999	10.8%
1980–1989	31.1%
1970–1979	10.6%
1960–1969	4.1%
1950–1959	3.6%
1940–1949	0.1%
1939 or earlier	0.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.1%
1 bedroom	5.1%
2 bedrooms	49.6%
3 bedrooms	34.9%
4 bedrooms	9.3%
5+ bedrooms	1.0%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	54.2%
2 vehicles	34.0%
3 or more	7.9%

Heating fuel

Fuel type	%
Utility gas	5.6%
Electricity	91.9%
Propane / LP gas	0.2%
Wood	0.1%
Solar	0.3%
No fuel used	1.8%

Households & families

Household type	Count	%
Married-couple family	4,211	45.8%
Cohabiting couple	375	4.1%
Male householder, no spouse	1,959	21.3%
Female householder, no spouse	2,647	28.8%
Households with children under 18	933	10.2%
Households with seniors (65+)	5,548	60.4%
Average household size	2.09

Marital status

Status	Male	Female
Never married	17.2%	16.8%
Married	58.7%	49.8%
Separated	2.0%	0.7%
Widowed	7.2%	17.1%
Divorced	15.0%	15.6%

Education

Less than 9th grade 0.9%

Some HS, no diploma 3.5%

HS graduate 27.5%

Some college, no degree 26.2%

Associate's degree 10.5%

Bachelor's degree 20.2%

Graduate / professional 11.2%

Metric	%
HS diploma or higher	95.6%
Bachelor's or higher	31.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	206	7.8%
Kindergarten	54	2.0%
Elementary school	1,112	42.2%
High school	597	22.6%
College / grad school	668	25.3%

Employment

Industry of employment

Education & healthcare 21.5%

Professional & management 16.3%

Retail trade 12.2%

Construction 9.6%

Finance & real estate 8.7%

Arts, food & hospitality 7.8%

Manufacturing 6.4%

Transportation & utilities 5.8%

Other services 3.6%

Wholesale trade 2.6%

Agriculture & mining 2.3%

Public administration 1.9%

Information 1.5%

Occupation

Category	%
Management, business & arts	40.7%
Service	15.1%
Sales & office	26.7%
Natural resources & construction	8.8%
Production & transportation	8.7%

Employment type

Type	%
Private sector	85.7%
Government	9.7%
Self-employed	4.2%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	81.1%
Carpool	4.7%
Public transit	1.0%
Walk	1.2%
Work from home	11.2%
Other means	0.7%
Avg commute (minutes)	24.0

Poverty

All people 8.9%

Under 18 years 12.8%

18 and over 8.4%

Married-couple families 3.2%

Female-led households 15.3%

Income support

Source	% of households
Social Security	61.1%
Retirement income	42.0%
Supplemental Security	4.0%
Cash public assistance	2.9%
Food stamps / SNAP	6.1%

Health indicators

Condition	%
Obesity	28.1%
High blood pressure	41.6%
High cholesterol	41.2%
Diabetes	12.9%
Heart disease	11.3%
Stroke	4.9%
Asthma	8.1%
Arthritis	34.3%
Kidney disease	4.4%
Pulmonary disease	10.6%
Cancer	12.1%

Behavior / access	%
Smoking	15.7%
Binge drinking	10.4%
No physical activity	26.9%
Less than 7 hrs sleep	29.5%
Depression	16.3%
Fair or poor health	17.4%
Poor mental health	12.1%
Poor physical health	12.7%
No health insurance	18.8%
Visited doctor (checkup)	80.4%
Visited dentist	64.2%
Cholesterol screening	94.3%
Teeth loss	12.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,579	15.1%

Disability	%
Any disability	19.7%
Under 18	0.9%
18–64 years	13.8%
65 and over	30.6%

Health insurance coverage

Type	%
Private insurance	67.4%
Public insurance	53.5%
No insurance	6.9%
Uninsured under 19	4.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	18,768	96.6%
Spanish	588	3.1%
Other Indo-European	518	2.8%
Asian & Pacific Islander	44	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	17,899	92.2%
Born in same state	17,462	89.9%
Born in different state	4,696	24.2%
Foreign born	437	2.3%
Naturalized citizen	1,520	7.8%
Not a US citizen	1,010	66.4%

Ancestry

Ancestry	Count	%
French	3,190	16.4%
Italian	2,955	15.2%
Arab	1,740	9%
German	318	1.6%
English	149	0.8%

Ancestry	Count	%
Polish	129	0.7%
Irish	89	0.5%
Norwegian	67	0.3%
Dutch	53	0.3%

Technology access

Metric	% of households
Computer access	47.3%
Internet access	95.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32966

What city is ZIP code 32966 in?

ZIP code 32966 is primarily assigned to Vero Beach, Florida.

What county is ZIP code 32966 in?

ZIP code 32966 falls within Indian River County, Florida.

Does ZIP code 32966 have an older population?

44% of residents in ZIP code 32966 are 65 or older, above the national average of ~17%.

Does ZIP code 32966 have a large retiree population?

61% of households in ZIP code 32966 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 32966 have a large veteran population?

15% of civilians in ZIP code 32966 are veterans, above the national average of ~7%.

What is the population of ZIP code 32966?

ZIP code 32966 has an estimated population of 19,419 residents, with a density of 75 people per square mile.

What timezone is ZIP code 32966 in?

ZIP code 32966 observes the EST timezone.